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Get a travel insurance policy whenever you plan a trip. For example, if your trip involves booking a cruise or flight or an excursion, it is recommended that you purchase a trip cancellation policy before heading to your destination.  

Typically, if the plan is bought within the defined time usually 10, 15 or 20 days (depending on the plan) after the initial or first payment towards the trip has been made then plans may cover acute onset of pre-existing conditions if they are considered a covered reason to cancel a trip. Read the brochure to ensure what your plan covers and what it does not.  

Cancel For Any Reason is an optional upgrade that reimburses you  – up to 75% of the non-refundable trip costs based on the purchased plan. Nevertheless, it comes with specific requirements, which you need to be clear after talking to an executive.  

Yes. You can visit our site and fill out the form with the information needed. Follow the steps mentioned, and you will be directed to the page from where you can purchase the plan online. Later, you will receive an email from us regarding the purchased plan and your insurance ID and policy number. For any confusion, you can always reach  our help desk .  

Non-refundable trip costs include pre-paid payments that you made for a vacation. These costs are reimbursed if your trip is canceled for a covered reason. Some examples include vacation rental, rental car fees, tickets of events and tours, campground fees, excursion fees, airline ticket costs, accommodation costs, etc. As cancellation varies, consult with your insurance provider, which costs are included in the non-refundable trip.  

Depending on the plan, travel insurance plans may include the benefits of trip cancellation, trip interruption, emergency medical transportation, emergency medical, dental, lost/stolen/delayed baggage, travel delay, change fee coverage, rental car protection, sports equipment rental, and more. To know what your plan covers, go through the brochure.  

Generally, normal pregnancy or childbirth is not included under travel protection, but pregnancy complications may be a covered reason. However, the medical condition must be grave enough to make it a reasonable reason to cancel the trip. And if your plan includes emergency medical benefits, the plan may reimburse the cost of medical care during any complication while traveling.  

Trip cancellation for COVID or quarantine can be considered a covered reason depending on the plan you purchase .    

Yes, you can get a travel insurance plan even if you live outside the US. However, if you are looking for plans that cover you inside the US , you need to buy visitor insurance plans. Trip cancellation plans typically require you to be a resident of the  the US.