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Health Insurance in USA – Benefits
Our plans include HMO (Health Management Organization) & PPO (Preferred Provider Organization) plans. Some of the plans provide coverage for pre-existing conditions once proven that you have prior creditable coverage. Examples of prior creditable coverage are an employer’s group plan, or another individual plan.
The vast range of benefits typically included is:
- Hospitalization (in-patient) and Doctor’s (out-patient) Charges.
- Prescription Drug Expenses
- Surgery & Organ transplants
- Maternity, Pregnancy & Child Birth (after a waiting period sometimes)
- Emergency Medical Need Or Ambulance Services