Visit USA Insurance is ideal for tourists and visitors to the U.S. Visit USA Insurance provides insurance coverage for Accident/Sickness Medical, Emergency Medical Evacuation and Assistance coverage in the United States. Visit USA offers optional high limit Accidental Death & Dismemberment coverage.
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Plan Details
- Plan A $50,000 per injury or sickness, Plan B $100,000 per injury or sickness. For applicants over age 80 the benefit amount is reduced to $10,000.
- 4 deductible choices of $0, $250, $500, and $1000 Per Policy Period.
- After the deductible is met, the plan pays 90% of eligible medical expenses per incident up to $10,000, then 100% up to the policy maximum.
- Coverage is available for individuals and their families. Optional coverage can be purchased for Additional Accidental Death benefits. Intercollegiate Sports & Hazardous activities.
- Visit USA healthcare plan can be purchased for a minimum of 5 days and a maximum of 364 days. The plan cannot be renewed after initial purchase.
- Visit USA Insurance is underwritten by Lloyd’s of London.
- Visit USA Insurance is administrated by HCC Medical Insurance Services.
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Eligibility
- Coverage is available to international visitors coming to the US for business, pleasure or to study and to new immigrants to the US. The Visit USA medical insurance is also suitable for J1/J2 Exchange visa visitors to the US. Coverage is available as soon as you depart from your home country. Although the Visit USA Medical insurance plan is not renewable after initial purchase, it can be rewritten for succeeding or subsequent coverage period.
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Plan Benefits
Visit USA medical insurance offers a broad range of benefits including:
- In-patient hospitalization, surgery, medical diagnostic expenses per Illness/Incident (up to policy maximum)
- Out-patient doctor office expenses per Illness/Incident (up to policy maximum)
- Prescription Drugs (up to policy maximum)
- Emergency Evacuation up to $250,000
- Return of Mortal Remains or Repatriation (up to $50,000 for Plan A and B)
- Accidental Death & Dismemberment; Additional coverage can be purchased.
- Incidental Travel to Mexico, Canada for up to 14 days (included in the coverage)
- Emergency Travellers Assistance (Included in coverage)
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Remarks
- PPO Network : Visit USA Insurance uses the Coventry PPO network.
- Renewal: The plan cannot be renewed or extended. However, the plan can be re-purchased for a fresh period of coverage.
- Cancellation: A refund of premium less a $25 cancellation fee is possible if a written request is provided prior to the start of the plan. No refunds are available after the start of the plan. Benefits are available per incident/illness.